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Decide-in necessary. Account have to have Preliminary eligible immediate deposits, need to be in very good standing and have an activated chip-enabled debit card to decide-in. Ongoing qualified direct deposits and various conditions implement to maintain eligibility for overdraft security. Only debit card acquire transactions are eligible for overdraft defense and overdrafts are paid at our discretion. We reserve the right to not spend overdrafts. For example, we may well not pay back overdrafts Should the account will not be in very good standing, or is not really acquiring ongoing eligible direct deposits, or has too many overdrafts.

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Choose-in essential. Account must have Original qualified immediate deposits, must be in very good standing and have an activated chip-enabled debit card to decide-in. Ongoing eligible immediate deposits and also other requirements utilize to maintain eligibility for overdraft security. Only debit card order transactions are qualified for overdraft defense and overdrafts are paid at our discretion. We reserve the best to not pay overdrafts. Such as, we might not pay back overdrafts In case the account is not in fantastic standing, or isn't obtaining ongoing suitable direct deposits, or has too many overdrafts.

Early tax refund deposit applies to federal tax returns submitted directly with The interior Revenue Company (IRS) and depends on IRS timing, payment Recommendations and lender fraud avoidance steps.

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Deposits beneath any of these trade names are deposits with Inexperienced Dot Bank and so are aggregated for deposit insurance coverage protection up towards the allowable restrictions.

Overdraft service fees could cause your account to get overdrawn by an volume that is greater than your overdraft coverage. A $fifteen charge may well apply to each eligible transaction that provides your account damaging. Equilibrium should be brought to at least $0 in 24 several hours of authorization of the very first transaction that overdraws your account to steer clear of the cost. Learn more at .